If the destination beneficiary has the SPIN service active, you can make a SEPA or immediate transfer using the SPIN feature. Follow the steps below:
- |In&Out| menu
- Click on "Send money"
- Select "Mobile No." for an individual beneficiary or "NIPC" for a collective beneficiary and follow the remaining steps to complete the transfer.
If you are making a transfer to a singular beneficiary, you must select the "SPIN" option after entering the identifier, in this case, the cell phone number.